银行承兑请帮忙给出正确答案和分析 谢谢！

正确答案：Bankers's acceptance is a bank's commitment to pay a stipulated amount of money on a specific future date under specified conditions. In legal language the bank agrees to be the primary obligor committed to paying off the customers' debt regardless of what happens subsequently in return of a fee. Cited from Peter S. Rose: Commercial Bank Management.
Bankers'sacceptanceisabank'scommitmenttopayastipulatedamountofmoneyonaspecificfuturedateunderspecifiedconditions.Inlegallanguage,thebankagreestobetheprimaryobligor,committedtopayingoffthecustomers'debtregardlessofwhathappenssubsequently,inreturnofafee.CitedfromPeterS.Rose:CommercialBankManagement.